*Big Sigh* My mistake.
I should have inform my insurance agent earlier to change my life insurance payment to monthly earlier. Now one year premium has been billed to my credit card. Not only that, my medical insurance is also due in the same month, December!
Some of you might think, "Oh, credit card...nevermind, can pay slowly." But this credit card of mine is auto-debit every 17th and I have to have the full amount by 17th. If not the bank will charge me a certain penalty fee!
Where/how to find USD500 within 8 days???