Options Xpress Anyone?

In May, I was so excited to be receiving for the first time USD2k from working online. It was really my dream come true and hubby's too as I finally agree to open the Gold Saving account and I almost open the options express account too. But I did not as I am not a risk taker. I want to try out options, stocks or shares many times but every time I want to plunge in the market went down. My ex-boss used to tell me, this is the best time but again I dare not take the risk. What is it goes even lower? Not that I have much to spare. You really need a lot of money to make more money.