Send Money through Paypal

Do you know that there are 2 options when sending money through Paypal now? Take a look at the screenshot below...



You can choose to Send Money through Online Purchases or Personal Payments. Before this, only money sent to Business or Premier account will be charged a certain fees by Paypal. Now, if you choose to Send Money through Online Purchases to Personal account, your receiver will be charge a fee too! Take a look at the screenshot below...



So when sending money to me, PLEASE send through Personal Payments. It is so hard to earn from online now and Paypal is making it harder if you choose the wrong option.

Paypal Restriction Lifted Up

Paypal is fast. I like.

2 days after submitting the scanned copy of ID, Driving License, Passport and Utility bill, they lifted up the restriction on hubby's account.

I immediately transfer his money to my account but still not enough to withdraw to my debit card. =(

Paypal Restricted Hubby's Account

Aiyoyo! Why lar you restrict my account in times when I need my money the most? Due to the restriction, I can't withdraw my money in that account until I provide a valid copy of passport, driving license, national ID and utility bill under hubby's name. The name and address must be the same as the information given in the the paypal account.

If they restrict my account, I will surely have a problem to prove my existence because I don't have utility bill under my name!

Can Only Withdraw To UOB

Recently I withdrew 2 amounts from my Paypal to my credit cards. One to UOB and one to Citibank. The UOB was used to verify my account and Citibank, I added on the day of withdrawal. 4 days after that I saw the amount in my UOB Visa online statement. There are 2 amounts there with the difference of RM2.66 so I thought maybe the other amount is the after deduction of UOB transaction charges.

But no money in my Citibank yet. After waiting for 5 days, I called Citibank. The CS told me that there is only RM1 charged by Paypal. That's all. So I contact Paypal CS and was told to wait till after 7 days. So I waited and yesterday I gave a call to Citibank, still no money, not even the RM1 charged. Funny.

I login to my Paypal and check the transaction detail and lo and behold both withdrawals went to UOB! I clearly remembered that I withdrawn the other amount to Citibank. How come it went to UOB? I think only CC that is being used to verify our account can be used to withdraw our money.

So the 2 amount that I saw is from Paypal and no charges incurred from UOB. Maybe the exchange rate for 2 different days slightly varies.

Now I wonder, when I got my Public Bank Debit Card, can my money be withdrawn there or it will automatically redirect to my UOB credit card?