RM100/month to help banker brother

It is very tough to work as a banker these days. Even though you are not in the sales department, you still have to do some sales like credit card and insurance. If you don't meet the quota, either you will be demoted or terminated. That bad, huh?! This is what one of my BILs is facing right now. Since I stopped working, we dare not commit to buying any insurance. As and when we have some extra money, we will invest in gold for our future. But when the BIL came to us and plead our help, we have no choice but to help him and buy the insurance for our youngest at RM100/month. Thank God after 3 years, we can get back 50% of the amount paid and most probably we will cancel the policy by then.