Thanks to hubby, I still have some money growing in EPF. I am unofficially an employee in his shop. ;) Looking at the amount, I thank God that I still have some money for my old age. Second look, I will have double the amount if I am still working in Topaz. Well, this is the choice that I have made; sacrifice my almost 3k income to stay home to mind my children. Maybe I could register for energy auditor certification then I can earn some side income.