After talking to the new insurance agent, I kinda regret when when I saw my term life insurance quote. I am paying the same price but with no medical card. The return is almost the same.
Gosh! I guess insurance agent are trained to make you feel bad and then decide to ditch your existing policy and buy a new one from them.
Too bad, I can only feel regret but I won't ditch it coz I felt it will be a bigger lost for the amount that I have paid.