Family Health Insurance

After my son was hospitalised in a private hospital, I am determine to get a family health insurance. At the same time, I am canceling my own medical insurance so that we have enough to pay for our family health insurance. All this while I was so confident that my children won't fall sick until they need to be hospitalised. And when the need arises, I refused to send them to Government Hospital due to so many negligent cases that took lives.