When I open up my credit card bill, the only thing that I will look for is the amount due. Only when I have the time, I will look at the reward points. Due to it, I lost more than 3k reward points which expired on Sept 30! Since the next expiring reward points will be on Dec 31, I quickly make a redemption before I miss it out again.
Now I am waiting for my RM50 Tesco voucher then I can go shop for my list of Things To Buy which easily cost more than RM50. But nevermind lar, at least RM50 is being sponsored. =D. This is the only reason, I like using credit card. With this saving, I hope I can have enough soon to invest in silver from Monex. :)