I went to pay my girls kindergarten fee just now. Total invested RM1,087.50. Cannot say total lost because I am investing in their education. Too bad they do not accept credit card if not I would have 1087 reward points which I can change to some good stuff. Some the best credit cards in the market even offered cash back for the amount spent. I think I prefer cash back rewards that points. I can use the cash back to pay the coming monthly fee. Unless the school can accept hairdryer, radio clock, food voucher etc in exchange for the kindy fee. Hehe.