Year end is the time to spend. Big time! Not for Christmas because we don’t really celebrate Christmas even though we are Christian, but the bulk goes to Insurance!
That is why I decided not to resign yet. Wait for bonus first. All this years I have been using my bonus to pay for my Home insurance, Car insurance, Health Insurance and my children's Education Insurance. Thank God I don't have a pet if not, I will have pet insurance to pay too.
However I won’t get my bonus by end of the year like the rest of you. I will mine a few days before Chinese New Year. So I will have to use my credit cards to pay for my insurance first then later use the bonus to pay my credit cards bill.