Those who uses credit card, do you know what are the benefits that you can get from your credit card? Most credit cards offer some discount when you shop at certain shop. Like mine, I get discount when I spend at Starbuck but too bad I don't drink coffee. Furthermore, I don't have the time to hang around at "coffee shop". :P
My lady boss credit card offer cash back when she spends. I like this option because it will help reduce my payment amount. There are a lot of credit cards out there and finding the best credit card offers could help us save when we spend using credit cards.